Cover.
Disclosures
We hold professional cover with Hiscox, the UK specialist insurer for technology and professional-services firms. The cover sits behind every engagement we accept: indemnity for our work, liability for incidents arising from it, statutory cover for our employees. The certificates and policy summary are below. Additional documentation is available on request.
Six lines of cover under one Hiscox policy. The first three are the indemnity and liability cover counterparties typically check; the lower three are supplementary.
Professional indemnity
£1,000,000
In the aggregate, including all costs.
Public and products liability
£1,000,000
Each claim, excluding defence costs.
Employers' liability
£10,000,000
Each claim, including defence costs.
Personal accident
£25,000 capital, £250 weekly
Per insured person.
Legal protection
£100,000
Per event. Underwritten by ARAG.
Crisis containment
£25,000
Each crisis, and in the aggregate.
The single policy beneath the six cover lines, the issuing insurer and underwriter, and the geographic scope. All current as of the schedule effective date.
Five Hiscox-issued documents, downloadable directly. Policy schedule and full policy wording are available on request.
Hiscox certificate, current period.
Hiscox certificate, current period.
Hiscox certificate, statutory display compliant.
Employers' Liability Tracing Office record.
Plain-English overview of every cover section.
Hiscox's authorisation can be verified through the FCA register (Hiscox Insurance Company Limited, company number 00070234). Employers' liability cover is recorded with the Employers' Liability Tracing Office, searchable by claimants and registered users under policy reference PL-PSC10001584398/08.